Zelle, the well-known peer-to-peer payment service, has officially shut down its standalone mobile app as of April 1, 2025. Now, users can access Zelle only through their bank or credit union’s mobile app or online banking platform.
Why Did Zelle App Shut Down?
Low Usage Led to the Decision
Zelle decided to close its standalone app because only 2% of its transactions were done through the app itself. Most users already use their banking apps to send and receive money, making the standalone app unnecessary. By shifting Zelle to banking apps, the company aims to improve security and simplify operations. Transactions through banks are generally more secure and less vulnerable to fraud.
How Can Users Transfer Money Now?
Switching to Bank or Credit Union for Zelle
If you were using the Zelle app, you will need to switch to a bank or credit union that supports Zelle to continue transferring money. You can register your mobile number or email address with your financial institution to enable Zelle transactions. Your payment history from the app will remain accessible until August 11, 2025, so you can retrieve your records before the app is fully shut down.
Alternatives to Zelle
Explore Other Payment Options
If you’re looking for alternatives to Zelle, there are other popular money transfer services available.
Venmo – Allows easy money transfers, social media integration, and instant payments.
PayPal – Provides a reliable platform for sending money, international transfers, and online shopping payments.
Cash App – Offers fast money transfers, Bitcoin support, and cash card features.
Google Wallet – Enables quick and secure payments for both individuals and businesses.
Apple Pay – Allows payments through Apple devices with features like secure transactions and in-store payments.